Financial Planning

It’s the start of a new year and you’re staring at your financial “closet.” Bank statements piled up, unused subscriptions quietly draining your account, and the debt you keep pushing aside like that outfit you’ll “wear someday.” Financial clutter refers to a disorganized financial life that can lead to anxiety, missed opportunities, and financial loss. […]

Imagine you’re sitting at the end of a long day, reflecting on how far you’ve come this year. Suddenly, your money decides to speak up. What would it say? Would it whisper “Thank you for taking care of me; I’ve grown so much this year”? Or would it sigh, “I feel neglected…spent on things we